RECOVER • RECLAIM • RESTORE • SECURE

Recover Your Forgotten Wealth with Confidence.

Recover Physical Shares, IEPF Claims, Unclaimed Dividends and Legacy Investments with Expert Assistance. Kaavya Wealth Hub provides professional end-to-end documentation and recovery support.

PAN India Service
NRI Support
100% Confidential

Why Act Now?

₹50,000 Cr+ Lies UnclaimedWith IEPF & companies across India
7-Year DeadlineUnclaimed assets transfer to IEPF after 7 years
Complex DocumentationOne wrong form can delay recovery by months
Your Money, Your RightWe make recovery simple and stress-free
500 Cr+
Unclaimed Wealth in India
500+
Investors Assisted
18+
Specialized Services
PAN India
Coverage & NRI Support
The Problem

Do You Have Forgotten or Unclaimed Shares?

Lakhs of Indian investors have forgotten wealth lying unclaimed. We help you recover and regularize forgotten, unclaimed and physical investments.

Did You Know?

Lakhs of Indian investors have forgotten wealth lying unclaimed — in the form of physical shares, unpaid dividends, matured deposits, and assets transferred to the government's IEPF fund. Many families are completely unaware that they are entitled to recover these assets.

₹50,000+ Crore

worth of shares and dividends are lying unclaimed across India. Some of these could belong to YOU or your family.

Every Year, More Assets Get Transferred

After 7 years of being unclaimed, your dividends and shares are transferred to IEPF. The longer you wait, the more complex recovery becomes.

Is Your Family's Wealth Lying Forgotten?

If you or your family members ever invested in stocks, mutual funds, or fixed deposits years ago — there's a strong possibility that some of that wealth remains unclaimed today. Physical share certificates gathering dust in old almirahs, dividend cheques that were never encashed, or investments made by parents and grandparents that the family doesn't even know about.

The recovery process involves navigating complex government regulations, dealing with multiple RTAs (Registrar and Transfer Agents), filing precise forms with zero errors, and following up persistently for months. One mistake in documentation can set your claim back by months — or result in rejection.

  • Old physical share certificates you found at home
  • Dividends that were never credited to your bank account
  • Shares of a deceased family member that need to be transferred
  • Investments transferred to IEPF by the government
  • Name mismatches or signature issues blocking your claims
  • NRI investors who can't visit India to handle paperwork

Don't let your hard-earned money disappear. Kaavya Wealth Hub specialises in recovering every rupee you're entitled to.

Don't Let Your Wealth Remain Forgotten

Every day you wait, recovery becomes more complex. Talk to our experts today and discover what's rightfully yours.

Our Specialized Solutions

Complete Investment Recovery & Documentation Solutions

From IEPF claims to NRI share recovery — we offer 18+ specialized services covering every aspect of forgotten and unclaimed investment recovery. Each case receives personalized expert attention.

Physical Share Certificate Solutions

Convert your old physical share certificates into electronic (Demat) form. We handle verification, documentation, and coordination with RTAs for seamless conversion.

IEPF Claim Assistance

Expert filing of IEPF-5 forms and complete documentation support for recovering shares and dividends transferred to the Investor Education and Protection Fund.

Recovery of Unclaimed Shares

Trace and recover shares lying unclaimed with companies, depositories, or RTAs. We investigate holdings and initiate the complete recovery process on your behalf.

Recovery of Unclaimed Dividends

Recover unpaid or unclaimed dividends from companies or IEPF. We ensure your dividend income — sometimes accumulated over many years — reaches your bank account.

Transmission of Shares

Transfer shares from a deceased holder to legal heirs with complete documentation support including affidavits, NOCs, and regulatory compliance.

Succession & Legal Heir Assistance

Navigate the legal complexities of succession certificates, probate, and legal heir claims. We guide families through every step of the inheritance process.

Name / Signature Correction

Resolve name discrepancies and signature mismatches in share records, PAN, Aadhaar, and bank accounts that prevent you from accessing your investments.

Duplicate Share Certificates

Obtain duplicate certificates for lost, stolen, or damaged physical shares. We handle FIR filing, newspaper advertisements, indemnity bonds, and company applications.

Lost Share Certificate Assistance

Complete assistance for recovering value from lost share certificates — from filing police complaints to obtaining duplicate certificates and completing demat conversion.

Dematerialisation (Demat)

Convert physical shares to electronic Demat form for easy trading and management. We coordinate with your DP, RTA, and company for smooth dematerialisation.

Nomination Assistance

Register or update nominees for your shares and investments. Proper nomination prevents future disputes and simplifies transmission for your family.

RTA Documentation Support

Expert assistance with all Registrar and Transfer Agent (RTA) documentation — KFintech, CAMS, Link Intime, and others. We speak their language so you don't have to.

NRI Share Recovery Assistance

Specialized support for Non-Resident Indians. We handle FEMA compliance, RBI regulations, NRO/NRE account requirements, and remote documentation — no India visit needed.

Transmission-cum-Demat

Combined service to transmit shares to legal heirs and simultaneously convert them from physical to Demat form — saving time and reducing paperwork.

Corporate Action Assistance

Handle bonus shares, stock splits, mergers, demergers, and other corporate actions that affect your physical or unclaimed holdings.

Investor Documentation Consultancy

Comprehensive consultancy for all investor documentation needs — from KYC updates and PAN linkage to complete portfolio documentation audits.

Investor Education & Guidance

Educational support to help you understand your rights as an investor, the recovery process, and how to protect your investments going forward.

Signature Mismatch Resolution

Overcome signature mismatch issues that commonly block share transfers, dividend claims, and demat requests. We prepare proper attestation and verification documents.

Why Kaavya Wealth Hub

India's Trusted Investment Recovery Specialists

We don't sell investment products. We are 100% focused on recovering what's already yours. Our expertise in documentation, regulatory processes, and investor rights makes us the preferred choice for investors.

End-to-End Documentation Support

From the first consultation to final recovery, we handle every single document, form, and filing. You never have to visit any government office or RTA.

Personalized Case Handling

Every case is unique. We assign a dedicated case handler who understands your specific situation and creates a customized recovery strategy.

Fast Response

We respond to all enquiries within hours, not days. Your time is valuable, and we treat every case with the urgency it deserves.

Transparent Process

No hidden charges, no surprise fees. We explain every step before we begin and keep you updated throughout the entire recovery journey.

Expert Guidance

Deep knowledge of IEPF regulations, Companies Act, SEBI guidelines, and RTA processes. Our expertise prevents costly mistakes and speeds up recovery.

Confidential Services

Your financial information and personal documents are handled with the highest level of confidentiality and data security.

PAN India Assistance

No matter where you are in India, we can assist you. Our services cover all states, all RTAs, and all companies listed on Indian stock exchanges.

NRI Support

Specialized remote assistance for NRIs worldwide. We handle FEMA compliance, international documentation, and ensure you don't need to travel to India.

Professional Documentation

Error-free documentation prepared by experienced professionals. Every form, affidavit, and application is reviewed multiple times before submission.

Trusted by Investors

Hundreds of satisfied investors and families trust us with their recovery cases. Our track record speaks for itself through successful recoveries across India.

How the Recovery Process Works

Simple 6-Step Recovery Journey

We've simplified the complex recovery process into 6 clear steps. You focus on your life — we handle the paperwork, follow-ups, and regulatory compliance.

01

Free Consultation

Share your case details with us via WhatsApp, call, or our form. We'll assess your situation, identify recoverable assets, and explain the complete process — absolutely free with zero obligation.

02

Document Verification

Our experts review your existing documents — share certificates, PAN, Aadhaar, bank details, and any other records. We identify what's available and what additional documents may be needed.

03

Eligibility Check

We verify your claim eligibility by cross-referencing with company records, IEPF database, RTA records, and depository systems. You'll know exactly what can be recovered and the expected timeline.

04

Documentation Preparation

We prepare all required forms, applications, affidavits, indemnity bonds, and supporting documents with meticulous accuracy. Every document is reviewed multiple times to prevent rejection.

05

Submission & Follow-Up

We submit your claim to the relevant authorities — IEPF, RTA, company, or depository — and follow up persistently until the claim is processed. Regular status updates are provided to you.

06

Successful Recovery

Your shares are credited to your Demat account, dividends are transferred to your bank, and you receive confirmation of successful recovery. Your forgotten wealth is now restored!

Who Can Claim

We Serve Investors Across All Segments

Whether you're an individual investor, a legal heir of a deceased shareholder, or an NRI living abroad — our services are designed to help you recover what's rightfully yours.

Individual Investors

Recover your own forgotten shares, dividends, and investments

Senior Citizens

Simplified process with dedicated support for elderly investors

Legal Heirs

Claim shares and investments of deceased family members

Families

Recover family wealth spread across multiple investments

NRIs

Remote recovery assistance for Non-Resident Indians worldwide

HUF

Hindu Undivided Family investment recovery and transmission

Private Companies

Corporate share recovery and documentation services

Trusts

Trust-held investment recovery and transmission assistance

Professionals

Busy professionals who need expert handling of their recovery

Documents Required

What Documents May Be Needed?

The exact documents depend on your specific case. Don't worry if you're missing some — our team will guide you on alternatives during your free consultation.

PAN Card

Required for all types of claims

Aadhaar Card

Identity and address verification

Share Certificates

Original or copies of physical certificates

Bank Statement / Cancelled Cheque

For dividend credit and verification

Passport-Size Photos

Recent photographs for forms and affidavits

Address Proof

Current address verification document

Death Certificate

Required for transmission / legal heir claims

Succession / Legal Heir Certificate

For legal heir claim verification

Passport & OCI/PIO (NRIs)

NRI identity and status proof

Don't worry if some documents are missing. Our team will provide guidance on alternatives and help you obtain the required paperwork.

Common Problems We Solve

Challenges We Help Investors Overcome

These are the most common issues investors face. If any of these sound familiar, we can help.

Physical Shares Not Converting to Demat

Old share certificates that can't be converted due to name mismatches, missing records, or company changes. We resolve the underlying issues and complete the conversion.

Shares Transferred to IEPF

Your unclaimed shares and dividends have been transferred to the government's IEPF fund. We file the proper claims and handle the entire recovery process.

Name Mismatch on Certificates

Different name spellings between your PAN, Aadhaar, share certificate, and bank records can block claims. We resolve these discrepancies systematically.

Lost or Damaged Share Certificates

Can't find the original share certificates? We help obtain duplicate certificates through proper legal processes including FIR, newspaper ads, and indemnity bonds.

Unclaimed Dividends for Years

Dividends that were never credited to your bank account, sometimes accumulated over many years. We trace and recover these amounts from companies or IEPF.

Deceased Holder's Shares

A family member passed away and left behind investments. The transmission process seems overwhelming. We guide families through every step with care and professionalism.

NRI Unable to Visit India

Living abroad and unable to visit India for paperwork? Our remote assistance handles everything — FEMA compliance, RBI regulations, documentation — without you travelling.

Signature Mismatch Issues

Signature differences between old records and current signature blocking your claims. We prepare proper attestation and verification to resolve these blocks.

Recover Your Investments Today

Our experts are ready to help you recover every rupee that's rightfully yours. The consultation is completely free.

Benefits

Why Investors Choose Kaavya Wealth Hub

When you choose us, you get more than just document filing. You get a complete recovery partner who is invested in your success.

Recover Forgotten Wealth

Unlock the value of investments you didn't even know existed. Many clients are surprised by the substantial wealth we help them recover.

Avoid Documentation Errors

Even small mistakes in forms can lead to claim rejection. Our experts ensure accuracy in every document submitted.

Professional Guidance

Navigate complex IEPF, SEBI, and Companies Act regulations with confidence. Our knowledge saves you from costly mistakes.

Save Your Valuable Time

No more running between offices, waiting in queues, or deciphering complex government forms. We handle everything for you.

Transparent Communication

Regular updates on your case status via WhatsApp or phone. You'll always know exactly where your recovery stands.

Dedicated Support

Your personal case handler is always just a call or WhatsApp away. No chatbots, no automated responses — real human support.

End-to-End Assistance

From the initial consultation to the final credit in your Demat account or bank — we are with you at every single step. No partial service, no handoffs. We own your case from start to finish.

Our Promise

The Kaavya Wealth Hub Trust Pillars

Your trust is the foundation of our business. Every interaction, every document, every recovery is guided by these unshakeable principles.

Professional

Expert team with deep knowledge of financial regulations, documentation processes, and investor rights across India.

Confidential

Your financial data, personal documents, and case details are protected with bank-grade confidentiality measures.

Reliable

Consistent, dependable service backed by hundreds of successful recoveries. We deliver what we promise, every time.

Transparent

Clear communication, upfront pricing, honest timelines. No hidden fees, no false promises, no surprises along the way.

Dedicated Support

Personal attention to every case with regular updates. We treat your recovery as if it were our own family's wealth at stake.

Testimonials

What Our Clients Say

Hear from real investors who trusted Kaavya Wealth Hub to recover their forgotten wealth. Their stories are our greatest achievement.

"I had physical share certificates of my late father lying in a drawer for over 15 years. I didn't even know they were still valid. Kaavya Wealth Hub recovered shares worth over ₹4 lakhs that I had completely given up on. Their documentation process was flawless and the team kept me informed at every step. I'm truly grateful."
RP
Rajesh PatelAhmedabad, Gujarat
"As an NRI living in the USA, I had no idea how to recover my mother's unclaimed dividends from Indian companies. Kaavya Wealth Hub handled everything remotely — from IEPF filing to bank coordination. They recovered dividends from 3 different companies. Professional, responsive, and trustworthy. Highly recommend for NRIs."
MK
Meera KrishnanNRI - Bangalore / USA
"After my husband's passing, I was overwhelmed trying to transfer his shares to my name. The paperwork seemed impossible. Kaavya Wealth Hub guided me through every step with patience and care. They handled the succession certificate process, transmission of shares, and even the demat conversion. I couldn't have done it without them."
SS
Sunita SharmaMumbai, Maharashtra
"I had signature mismatch issues that were blocking my share transfer for over 2 years. Other agents couldn't solve it. Kaavya Wealth Hub resolved it within weeks with proper attestation and verification. Their knowledge of RTA processes is exceptional."
AD
Dr. Amit DesaiVadodara, Gujarat
"My family discovered old share certificates during a home renovation. We didn't know what to do with them. Kaavya Wealth Hub verified each certificate, identified the current value including bonus shares and splits, and completed the entire demat process. Those forgotten papers turned out to be worth over ₹8 lakhs!"
HM
Harish MehtaSurat, Gujarat

Your Forgotten Wealth Won't Recover Itself

Every day you delay is another day your money stays locked away. Take the first step now — it's completely free.

Get Started

Request Your Free Consultation

Tell us about your shares, investments or unclaimed assets. Our team will review the information and contact you regarding the next steps.

Why Request a Free Consultation?

Our free consultation helps you understand exactly what can be recovered, the timeline involved, and the documentation needed. There is absolutely no obligation.

  • Free assessment of your case
  • Expert opinion on recovery possibilities
  • Clear timeline and process explanation
  • Document checklist provided
  • No obligation whatsoever
  • 100% confidential discussion
  • Available for PAN India & NRI clients

Request Free Consultation

Fill in your details and our recovery experts will contact you within 24 hours

Personal Details
Investment / Recovery Details
Additional Information

You can share supporting documents (Share Certificate, Dividend Warrant, PAN, Aadhaar, etc.) after submission via WhatsApp at 9081996729 or email at kaavyawealthhub002@gmail.com. Document upload is optional at the enquiry stage.

Your information is 100% confidential and will never be shared with third parties.

Frequently Asked Questions

Everything You Need to Know

We've answered the most common questions about share recovery, IEPF claims, and our services. If you have a question not covered here, contact us directly.

What is IEPF and how does it affect my investments?

The Investor Education and Protection Fund (IEPF) is a fund established by the Government of India under Section 125 of the Companies Act, 2013. When dividends, matured deposits, debenture interest, or shares remain unclaimed for 7 consecutive years, companies are legally required to transfer them to the IEPF Authority. However, investors and their legal heirs CAN file claims to recover these transferred assets through a structured application process involving Form IEPF-5 and supporting documents. At Kaavya Wealth Hub, we handle the entire IEPF claim process from documentation to final recovery.

How can I recover my unclaimed shares?

Recovering unclaimed shares involves multiple steps depending on where your shares currently are. If they're still with the company as physical certificates, you'll need to complete the dematerialisation process. If they've been transferred to IEPF, you'll need to file Form IEPF-5. The process involves verifying your holdings, gathering required documents, preparing and filing the correct forms, and following up with authorities until recovery is complete. Our experts assess your specific situation and handle all paperwork on your behalf.

What documents are required for the recovery process?

The documents required vary based on the type of claim. Generally, you'll need: PAN Card, Aadhaar Card, original or copy of share certificates, bank statements, proof of address, photographs, and a cancelled cheque. For legal heir claims, additional documents like death certificate, succession certificate, and family tree affidavit may be required. For NRI claims, passport copy, overseas address proof, and NRO/NRE bank account details are needed. Don't worry if you're missing some documents — our team will guide you on alternatives.

How long does the recovery process take?

The timeline varies depending on the type of recovery and complexity. Simple transmission cases may take 30-60 days. Dematerialisation typically takes 15-30 days. IEPF claims usually take 60-180 days from filing. Complex cases involving multiple companies or missing documents may take longer. Processing timelines also depend on the company, RTA, and IEPF authority procedures. We work diligently to expedite every case and provide regular status updates.

Can NRIs apply for share recovery?

Yes, absolutely! Non-Resident Indians can claim their unclaimed shares, dividends, and IEPF transfers. We have extensive experience handling NRI cases including passport copies, overseas address proof, NRO/NRE bank account information, and FEMA compliance documentation. Our NRI clients never need to travel to India — we handle everything remotely through secure document sharing and digital communication.

Can legal heirs claim shares of a deceased person?

Yes, legal heirs have the right to claim shares of deceased investors through "Transmission of Shares." Required documents typically include death certificate, succession certificate or probate, identity proof of legal heirs, NOC from other heirs, and an indemnity bond. If shares have been transferred to IEPF, legal heirs can still file for recovery. Our team guides families through every step with sensitivity and professionalism.

What if my share certificates are lost or damaged?

Lost or damaged share certificates can be replaced with duplicate certificates. The process involves filing an FIR about the loss, publishing a notice in newspapers, executing a notarised indemnity bond and affidavit, and submitting an application to the company. Once duplicate certificates are issued, we proceed with dematerialisation. Don't assume your lost certificates mean lost money — we can help you recover the full value.

How do I transfer physical shares to Demat format?

Converting physical shares to Demat form involves submitting a Dematerialisation Request Form (DRF) through your Depository Participant (DP) along with original certificates. The certificates are sent to the company's RTA for verification. Once verified, shares are credited to your Demat account. Common issues include name mismatches, signature differences, or incomplete records. We handle all these issues proactively for smooth conversion.

Does Kaavya Wealth Hub guarantee recovery?

We provide professional assistance and documentation support to maximise the chances of recovery. However, the final approval depends on the eligibility criteria, documentation, and the decisions of companies, RTAs, IEPF authorities, and other regulatory bodies. We cannot guarantee recovery in every case as outcomes depend on factors beyond our control. We are always transparent about the feasibility of your case during the initial consultation itself.

Still have questions? Our experts are ready to help.

Don't Leave Your Investment Unclaimed.

Start Your Recovery Process Today. After 7 years of being unclaimed, your dividends and shares are transferred to IEPF. The longer you wait, the more complex — and expensive — the recovery process becomes.

Don't let regulatory deadlines steal your family's wealth. Act today — the consultation is FREE.

Contact Us

Get in Touch with Our Experts

Reach out to us through any channel that's convenient for you. We're available to help investors across India and worldwide.

Kaavya Wealth Hub

Your trusted partner for investment recovery, documentation, and investor assistance services across India.

Office AddressF-34, Vardhman Complex,
Subhanpura Main Road,
Subhanpura,
Vadodara – 390023
Gujarat, India

Our Promise to You

We are committed to complete transparency in everything we do. There are no hidden charges, no surprise fees, and no misleading promises. Before we begin any recovery process, we clearly explain the entire procedure, expected timeline, required documents, and all associated costs.

Your documents and personal information are treated with the highest level of confidentiality. We do not share your data with any third party. Your trust is the foundation of our business.

Call WhatsApp Start Recovery

Privacy Policy

Last Updated: January 2024 | Kaavya Wealth Hub

1. Information We Collect

We collect the following categories of information when you use our website, submit enquiry forms, or engage with our services:

  • Personal Information: Name, mobile number, WhatsApp number, email address, address, city, state, country, and PIN code.
  • Consultation Information: Details about your shares, investments, company names, folio numbers, DP IDs, service requirements, and case descriptions voluntarily provided by you.
  • Documents: Any supporting documents you voluntarily share with us such as share certificates, PAN cards, Aadhaar cards, dividend warrants, and other investment-related documents.
  • Website Usage Information: Browser type, IP address, pages visited, time spent on pages, and other analytical data collected through cookies and similar technologies.

2. How We Use Your Information

We use your information for the following purposes:

  • To assess and respond to your consultation requests and recovery enquiries.
  • To provide professional assistance with share recovery, documentation, and related services.
  • To communicate with you regarding your case, service updates, and follow-ups.
  • To manage leads and maintain records of client interactions.
  • To improve our website, services, and user experience.
  • To comply with legal and regulatory requirements.

3. Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyse website traffic, and understand user behaviour. You can configure your browser to refuse cookies, although some website features may not function optimally.

4. Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. Your financial documents and personal data are treated with the highest level of confidentiality. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Third-Party Services

We do not sell, rent, or trade your personal information to third parties. We may share information with trusted service providers who assist us in operating our website and conducting our business, provided they agree to keep your information confidential. We may also disclose information when required by law or to protect our legal rights.

6. Data Retention

We retain your personal information for as long as necessary to fulfil the purposes for which it was collected, to comply with legal obligations, resolve disputes, and enforce our agreements. Consultation records and case files are retained for a reasonable period as required by applicable laws and business practices.

7. Your Rights

You have the right to access, correct, update, or request deletion of your personal information. To exercise these rights, please contact us at kaavyawealthhub002@gmail.com or call us at 9081996729.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Kaavya Wealth Hub
F-34, Vardhman Complex, Subhanpura Main Road, Subhanpura, Vadodara – 390023
Email: kaavyawealthhub002@gmail.com
Phone: 9081996729

Terms and Conditions

Last Updated: January 2024 | Kaavya Wealth Hub

1. Acceptance of Terms

By accessing and using the Kaavya Wealth Hub website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

2. Nature of Services

Kaavya Wealth Hub provides documentation assistance, consultancy, and support services related to the recovery of unclaimed shares, dividends, IEPF claims, transmission of shares, and related investor services. We are not a financial advisory firm, stock broker, or investment product seller. We provide documentation and process assistance only.

3. No Guarantee of Recovery

While we provide professional and diligent documentation support, we cannot guarantee the recovery of any shares, dividends, or other financial assets. The final outcome depends on eligibility criteria, regulatory approvals, company/RTA decisions, and factors beyond our control. We will always be transparent about the feasibility of your case during the initial consultation.

4. Client Responsibilities

  • You must provide accurate and truthful information in all forms and communications.
  • You must provide genuine and valid documents as required for your case.
  • You are responsible for ensuring the legitimacy of your claim.
  • You must respond to our communications in a timely manner to avoid delays.

5. Fees and Payment

Our service fees will be communicated clearly before engagement. All fees are non-refundable once the documentation work has commenced, unless otherwise specified in a separate agreement. Government fees, stamp duties, notary charges, and other third-party expenses are borne by the client.

6. Confidentiality

We maintain strict confidentiality regarding all client information, documents, and case details. We will not disclose your information to third parties without your consent, except as required by law.

7. Intellectual Property

All content on the Kaavya Wealth Hub website, including text, graphics, logos, images, and software, is the property of Kaavya Wealth Hub and is protected by applicable intellectual property laws. Unauthorised reproduction, distribution, or use of any content is prohibited.

8. Limitation of Liability

Kaavya Wealth Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of our services or website. Our total liability shall not exceed the fees paid by you for the specific service in question.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Vadodara, Gujarat.

10. Contact

For questions regarding these Terms and Conditions, please contact us at kaavyawealthhub002@gmail.com or call 9081996729.

Shipping and Exchange

Last Updated: January 2024 | Kaavya Wealth Hub

Nature of Service

Kaavya Wealth Hub provides documentation assistance and consultancy services. As our services are primarily digital and document-based, traditional shipping and exchange policies applicable to physical products do not directly apply.

Document Delivery

Completed documentation, reports, and consultation summaries may be delivered via:

  • Email (digital copies)
  • WhatsApp (for quick document sharing)
  • Courier/Post (for original documents that require physical delivery)

Courier Charges

If physical documents need to be sent via courier or post, applicable shipping/courier charges will be communicated in advance and borne by the client unless otherwise agreed.

Document Return

All original documents submitted by clients for processing will be returned after the case is completed or upon client's request. We recommend clients retain copies of all documents submitted to us.

Contact

For any queries regarding document delivery or exchange, please contact us at kaavyawealthhub002@gmail.com or call 9081996729.

Refund and Cancellation Policy

Last Updated: January 2024 | Kaavya Wealth Hub

1. Cancellation Policy

You may cancel our services at any time by providing written notice via email or WhatsApp. Cancellation is subject to the following conditions:

  • Before Work Commencement: If you cancel before any documentation work has begun, a full refund of the service fee (excluding any consultation charges) may be provided.
  • After Work Commencement: If documentation preparation or filing has already commenced, the fees are generally non-refundable as professional time and resources have been utilised.
  • Government/Third-Party Fees: Any government fees, stamp duty, notary charges, or other third-party expenses already incurred are non-refundable under any circumstances.

2. Refund Policy

Refunds, if applicable, will be processed within 15-30 business days from the date of approved cancellation. Refunds will be made to the original payment method used. Partial refunds may be considered on a case-by-case basis depending on the extent of work completed.

3. Non-Refundable Services

  • Consultation fees (if any)
  • Document preparation and verification fees once work has commenced
  • Government filing fees and third-party charges
  • Courier and postage charges

4. Dispute Resolution

In case of any disputes regarding refunds or cancellations, we encourage clients to reach out to us directly. We will make every effort to resolve the matter amicably and fairly.

5. Contact

For refund or cancellation requests, please contact us at kaavyawealthhub002@gmail.com or call 9081996729.

Disclaimer

Last Updated: January 2024 | Kaavya Wealth Hub

General Disclaimer

The information provided on the Kaavya Wealth Hub website is for general informational and educational purposes only. While we strive to keep the information up-to-date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, services, or related graphics contained on the website.

No Financial Advisory

Kaavya Wealth Hub is NOT a financial advisor, stock broker, portfolio manager, or investment product seller. We provide documentation assistance and consultancy services related to investment recovery and investor services only. Nothing on this website should be construed as financial, investment, legal, or tax advice.

No Guarantee of Recovery

Recovery of shares, dividends, or other financial assets depends on multiple factors including eligibility, document availability, regulatory approvals, and decisions by companies, RTAs, IEPF Authority, and other bodies. We do not guarantee the recovery of any assets. Past recovery cases are not indicative of future results.

Third-Party Links

Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of these external sites and accept no responsibility for them.

Testimonials

Client testimonials displayed on this website represent individual experiences and outcomes. Results vary based on individual circumstances and case complexity. Testimonials should not be considered as a guarantee of similar outcomes.

Statistics and Data

Any statistics, figures, or data mentioned on this website (such as unclaimed wealth estimates) are based on publicly available information and third-party reports. While we endeavour to use accurate data, we cannot guarantee the precision of these figures.

Limitation of Liability

In no event shall Kaavya Wealth Hub, its directors, employees, or partners be liable for any loss or damage, including without limitation, indirect or consequential loss or damage arising from or in connection with the use of this website or our services.

Changes

We reserve the right to modify this disclaimer at any time without prior notice. By continuing to use our website, you agree to any such modifications.

Contact

If you have questions about this disclaimer, please contact us at kaavyawealthhub002@gmail.com or call 9081996729.

Media Marketing & Management

Kaavya Wealth Hub — Digital Solutions

In addition to our core investment recovery services, Kaavya Wealth Hub also offers professional media marketing and management solutions to help businesses grow their digital presence.

Digital Marketing

Comprehensive digital marketing strategies including SEO, SEM, and content marketing to boost your online visibility.

Social Media Management

Strategic social media planning, content creation, and community management across all major platforms.

Brand Design

Professional brand identity design including logos, business cards, brochures, and complete visual brand systems.

Video Production

Professional video content creation for social media, advertisements, and corporate presentations.

Performance Marketing

Data-driven paid advertising campaigns on Google, Facebook, Instagram, and other platforms for maximum ROI.

Content Strategy

Strategic content planning and creation that engages your audience and drives business growth.

For enquiries about our marketing services, contact us at:
📧 kaavyawealthhub002@gmail.com | 📞 9081996729

Web Development

Kaavya Wealth Hub — Digital Solutions

We offer professional web development services to help businesses establish a strong online presence. Our team builds modern, responsive, and high-performing websites tailored to your business needs.

Website Design & Development

Custom-designed, mobile-responsive websites that look great on all devices and drive conversions for your business.

E-Commerce Solutions

Full-featured online stores with secure payment integration, inventory management, and seamless user experience.

Mobile-First Design

Websites optimised for mobile devices first, ensuring the best user experience across smartphones and tablets.

SEO Optimisation

Built-in search engine optimisation to help your website rank higher on Google and attract organic traffic.

Hosting & Maintenance

Reliable web hosting, regular updates, security patches, and ongoing technical support for your website.

Performance Optimisation

Speed optimisation, CDN integration, and performance tuning to ensure your website loads fast and performs well.

For web development enquiries, contact us at:
📧 kaavyawealthhub002@gmail.com | 📞 9081996729